Account Aggregator Consent

How a credit-invisible MSME shares data — consent-first, encrypted, revocable. This is the AA artefact IDBI (the FIU) would raise; no data touches the aggregator. Illustrative flow.

  1. 1Request
  2. 2Approve
  3. 3Fetched

Consent request

FIU (requester)
IDBI Bank — MSME Lending
Purpose
MSME loan underwriting
Data
Bank statements, GST returns · last 12 months
Consent validity
Single fetch · 1 day